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Colorado Educational Library

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2024 Contract and Form Changes in Colorado

Every year the Contracts & Forms Changes Committee makes changes to the documents Colorado real estate agents use in a real estate transaction. Here are some of the more...

2025 Contract Date Guide

Use our 2025 Colorado real estate contract date guide to ensure every detail is covered and all parties stay on track for a seamless transaction!

2025 Notices of Value

Confused by your Colorado Notice of Value? This 3-step guide makes appealing your property value simple. Know the key dates, find comps, and check details. Learn how to appeal...

A Basic Understanding of CC&Rs 

The Declaration, Covenants, Conditions and Restrictions (also known as CC&Rs) is a recorded document that creates and governs a common-interest community. A common-interest community is real estate which can...

Authority and Acknowledgments

A statement of authority provides evidence there is an entity and establishes the authority of one or more persons to act on behalf of an entity. A statement of...

Beneficiary Deeds 

A Beneficiary Deed is a deed signed by the owner of his or her real property during the owner’s lifetime, recorded in the land records for the county where...

Choosing a Title Company That Represents You 

When choosing a title company to handle your closing, keep in mind you’re hiring more than just a service, you’re hiring a team. Your team members are the difference...

Colorado Withholding Tax

The sale of Colorado real estate by nonresidents, with some exceptions, is subject to a withholding tax in the anticipation of Colorado income tax that will be due from...

Commit to Knowing Your Title Commitment 

A title commitment is the result of an order being placed with a title insurance entity usually pursuant to a mutually executed contract to buy and sell real property.     

Denver Private Schools

Use our comprehensive list of Denver Private schools to determine which school is right for your child and your family.

Easy Tips for Staging 

Follow these easy tips for a flawless staging on your next listing! 

Endorsements and Exceptions 

Know the common endorsements and exceptions applicable on your title commitment. 

FINCen Beneficial Ownership Information Report

Do you operate a business under an LLC? If so, you’re going to want to keep reading! In case you missed it, you will need to complete the FinCen...

FIRPTA Withholdings and Exceptions 

 Learn when FIRPTA (Foreign Investment in Real Property Tax Act) is applicable and answers to frequently asked questions. 

Foreclosure Timeline

Learn more about the Colorado Foreclosure Timeline and helpful resources during the process.

Geographic Targeting Order Colorado

Geographic Targeting Order

The Financial Crimes Enforcement Network (FinCEN) has issued a Geographic Targeting Order (GTOs) that require U.S. title insurance companies to identify the natural persons behind companies used in specific...

Handling A Mechanic’s Lien on your Title Commitment 

 There are certain title issues that arise which need to be dealt with immediately. As a general rule, when you receive the Title Commitment for your transaction, the first thing...

Helpful Guide for the Listing Process 

Tips and resources for a smooth transaction. 

HOA Document Retrieval With Rexera

Rexera’s partnership with First Integrity is designed to streamline HOA document acquisition, ensuring that real estate agents can close deals smoothly. Rexera’s services help agents save time and avoid...

How to Avoid Cyber Fraud 

Cybercriminals continue to create new ways to fraudulently obtain funds from settlement agent escrow accounts. There is no single solution for cyber threats and not all methods are foolproof....

How To Calculate Tax Prorations

Have you ever wondered how we come up with the prorated property tax amount you see on a settlement statement?

How ValueCheck Can Help You Increase Your Business

Quickly gain knowledge, value, and insight on a specific property and neighborhood for your clients. This tool is easy to use and will make you look good!

Important Information When Listing A Home Of A Deceased Seller

Important information to consider when listing a home of a deceased seller. Be prepared before the listing!

Important Reminders When Buying a Home 

Here are 10 important reminders when buying a home.

Is A Revocable Living Trust Right for You?

Real property ownership can take many forms – individually, with another or multiple people, or with a trust or entity. Deciding which form of ownership is right for your...

Mineral Rights

In Colorado mineral rights can exist as a separate estate, treated independently of the ownership of the surface estate. Owners of land in Colorado can sever some or...

NAR Settlement Guide For Buyers and Sellers

As of August 17th, 2024, new practice changes have gone into effect surrounding buyer’s agent compensation.

NAR Settlement: Will Commissions Decrease?

Since the settlement was announced on March 15th, 2024, there’s been a lot of speculation on what will change for the real estate industry.

Notice of Valuations

2023 Notice of Valuations in Colorado.

Open House Feedback Sheet

Open House Feedback Sheet for you to use!

Open House Sign In Sheet

Open House Sign In Sheet for you to use!

Owner’s Extended Coverage

 There are certain title issues that arise which need to be dealt with immediately. As a general rule, when you receive the Title Commitment for your transaction, the first thing...

Power of Attorney 

A Power of Attorney (“POA”) is a document that allows for a Principal to hand over authority to an Agent to act on behalf of the Principal. Another name...

Probate Requirements  

In Colorado, probate is the legal process by which title to assets are transferred from the decedent to his or her devisees or heirs where the ownership of the...

Real Property Transfer Declaration   

The real property transfer declaration (TD-1000) is one data set among many data sets that assists county assessors in properly determining the value of real property for the purpose...

Reissue Rates Explained

A reissue rate (also known as a short term rate) is a discount rate on the cost of an owner’s policy and/or a refinance loan policy. The requirements for...

Remote Online Notarization (RON)

Multiple signers located in different locations? RON might be for you! This contact free closing option applies to anyone who may be a cash buyer and ALL sellers.

Remote Online Notarization (RON) Eligibility

Curious if RON (Remote Online Notarization) is an option for you or your clients? Check out our eligibility tree!

Taxes & Trends: Turning Property Values into Real Numbers

This guide helps Realtors understand how 2025 property taxes are calculated after values are set, breaking down key components like assessment rates, mill levies, and new exemptions. It also...

Tenancy In Common vs Joint Tenancy 

When two or more buyers are purchasing a home, one of the most important decisions they will make is how they will be vested with the property, either as...

The Home Buying Process 

Follow these tips for buying your dream home! 

Title Insurance – Never Buy a Home Without It 

 Did you know that title insurance, most notably the owner’s and lender’s title insurance policy, is the foundation that allows you to buy, sell, and mortgage real estate? Not...

Title Requirements for Entities 

The legal capacity of the seller and buyer to execute closing documents is a common issue that arises in real estate closings when entities are involved. Knowing what title...

Transfers After Acquisition 

The topic of transferring property after acquisition and the effect of the transfer on title insurance coverage comes up fairly frequently. The typical scenario is one where a person buys a piece of...

Trust First Integrity   

Title insurance is a charge which protects your investment against loss arising from flaws and defects already existing in the title for as long as you or your heirs...

Types of Deeds 

A deed is a legal instrument, in writing, duly executed and delivered, whereby the owner of real property, otherwise referred to as the grantor, conveys to another, referred to...

Understanding 1031 Exchange Tax Deferral

Section 1031 of the tax code allows owners of qualified real estate to sell a property and defer paying taxes on the gain from the sale, as long as...

Understanding a Deed of Trust 

The preferred method in Colorado to secure loans against real property is a deed of trust. A deed of trust is given as security for a debt. When a...

Understanding the Closing Process 

When purchasing a home, there are so many details to take care of that it can feel overwhelming. The last thing you need to worry about is a problem...

Ways to Get More Listings

Tips to get you started on working with your database, tricks for marketing, ways to follow up, and tips for prospecting!

What You Need To Know About Hold Opens 

A Hold Open is a title insurance product whereby the title insurance company who is insuring the initial sale of the property agrees to reinsure the property at a...

Why Title Insurance? 

Title insurance is a charge which protects your investment against loss arising from flaws and defects already existing in the title for as long as you or your heirs...

Wire Fraud Prevention

Wire fraud prevention

Your Guide To A Seller’s Net Sheet 

Seller net sheets are an invaluable tool for real estate brokers when they first meet with their listing clients. There are a lot of closing related costs traditionally paid...

Your Guide To Closing Costs

Compare closing costs with a FHA, Conventional, or VA loan.

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