Important Reminders When Buying a Home 

  1. Do not change jobs, become self employed, or quit your job on or before closing day.
  2. Do not buy a new car, truck or van (or you may be living in it).
  3. Do not use credit cards excessively or let current accounts fall behind.
  4. Do not spend the money you have set aside for closing.
  5. Do not omit debts or liabilities from your loan application. They will show up on your credit report.
  6. Do not buy furniture or home accessories before closing.
  7. Do not originate any inquiries on your credit, open zero percent financing cards, etc.
  8. Do not make large deposits in your bank account without first checking with your loan officer.
  9. Do not change bank accounts.
  10. Do not co-sign on a loan or credit card for anyone before closing.

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